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Loans

Borrow Smarter. Live Better.

Competitive rates, flexible terms, and fast approvals for members.

Members save an average of $2,400/yearFast decisions

Try a loan scenario

$18,000

Estimated monthly: $360/mo

Personal Loan APR

from 6.99%

As low as qualified

Auto Loan APR

from 4.49%

New and used

Personal Loans

Featured

6.99% - 17.99% APR

  • - Amount: Up to $50,000
  • - Terms: 24-84 months
  • - Application: 10 min

Auto Loans

Fast Pre-Approval

4.49% - 9.49% APR

  • - Amount: Up to $90,000
  • - Terms: 24-96 months
  • - Application: 5 min

HELOC

Flexible

7.15% variable APR

  • - Amount: Up to 90% home value
  • - Terms: 10-year draw
  • - Application: 1 day

Mortgage Loans

Member Favorite

5.87% - 7.10% APR

  • - Amount: $80k - $2M
  • - Terms: 15/20/30 years
  • - Application: 24 min

Student Loan Refi

Low Fees

5.39% - 8.69% APR

  • - Amount: $7,500 - $250k
  • - Terms: 5-20 years
  • - Application: 12 min

Debt Consolidation

Save More

7.45% - 15.25% APR

  • - Amount: Up to $100,000
  • - Terms: 36-84 months
  • - Application: 8 min

Real-Time Rate Calculator

Estimated APR

8.25%

Based on scenario

Monthly Payment

$510

Principal + interest

Total Interest

$5594

Over full term

National Avg APR

10.49%

You may save with member rates

Pre-Approval Status Checker

Soft credit check only. No impact to your score.

Rate Lock & Payment Estimator

Rate lock expires in 30:00

Weekly

$127

Bi-Weekly

$255

Monthly

$510

Add $100 extra monthly and save approximately $1007 in interest.

Erin M.

Erin M.

Loan funded: $28,000

Before: $729/mo • After: $512/mo

Marcus J.

Marcus J.

Loan funded: $44,500

Before: $881/mo • After: $603/mo

Asha K.

Asha K.

Loan funded: $315,000

Before: $2,410/mo • After: $2,095/mo

Loan Comparison Tool

Personal Loans

APR: 6.99% - 17.99%

Amount: Up to $50,000

Terms: 24-84 months

Auto Loans

APR: 4.49% - 9.49%

Amount: Up to $90,000

Terms: 24-96 months

Debt Consolidation

APR: 7.45% - 15.25%

Amount: Up to $100,000

Terms: 36-84 months

Current Promotions

Spring Auto Special: rates from 3.99% for qualified borrowers.

Referral bonus: $500 for each referred member who closes a loan.

Holiday cashflow loan: payment deferral options available.

Resource Center

1. Choose Product
2. Check Eligibility
3. Upload Docs
4. Sign and Fund